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The new equation (created using excel) is: Lower Limit =IF(YOUR_AGE – SUM((YOUR_AGE/2) 7) 20, YOUR_AGE 20, (YOUR_AGE-7)*2) For the lower limit, I’m checking if the lower range is more than 20 years younger than YOUR_AGE and if it is I’m capping it at 20 years younger. Here’s what my initial results look like: This is just one section of the entire results and you can download the entire excel sheet here.